Kiva loan default

I had my first Kiva loan default yesterday with no repayment received from the borrower. The loan was for $650 (I contributed $25) to a a 34 year old farmer, Joseph. He was going to use the loan to purchase beans for planting.

I’ve received no feedback as to why the borrower was unable to make his repayments so I don’t know if it was because he was unable to, or he just chose not to.

I’ve leant to 140 loans through Kiva so to have only 1 loan default from that many does not make me feel any less about the Kiva lending process.